Investment Basic that you should know before make some investation

April 3, 2009

investmentInvestation is way that people doing for their future by invest their money they hope that their money becomes more…….more…..and more. But you should know that in invest some money not only advantages you will get with increase your money because interest but also you must considering that there is a lot of risk you will get.

Everyone need an investation for increase standart living, and this is not only to have excess cash only but also to have excess income, after the cost of day to day recovered.
In doing some investation you need some plan and right target such as determine the investment goals, the period and money you will get, investation instrument and also way you take in doing an investation.

To make you always in the right way in doing investation, this is some Investment Basic that you should know before doing an investation, such as :
a) investment divided up (based on the object)
1. riil sector
usually need a big capital and need a long time to develop your investation and repayment of initial capital.
2. non riil sector (finance parts)
this sector more fast in develop your investation, more likuid and relative return more big compared with the risk and here many product will be offer.

b) kinds of investation
1. short time investation
means that you doing an investation with a short time, we need this investation for saving our fund and we can get it in short time. Short time investation such as :
* Giro which give low interest about 3-4%, usually this is use by a company to make it easy in pay transaction.
* saving which doing regular and we can take our money anytime
* deposit which have high interest than saving and this kinds need for some time. If disbursed before maturity are usually subject to penalties.
2. long time investation
means that you doing an investation with a long time, we and we can’t take it anytime, long time investation such as obligation, saham and reksadana

c) error that must be avoided in investing, such as :
1. not doing anything means you invest your money and wait the result without knowing develop of your investation.
2. late to start means you late consider that an investation is better for our future
3. doing investation before Settle charges means that you should doing investation and the interest ca you used for paying your settle.
4. choose the short investation because it is make you easy
5. save investation means that you should choose the right investation to make your investation save.
6. high speculations means that you must be carefull with your investment and see the speculation is low or high
7. don’t doing often transaction because it can make you trap in psikologis market

I think that all the investment basic that you should know before doing some investation and consider some things that you should do before doing some nvestation, such as no debt, you don’t have an indurance protection, and last you should share your expenditure which includes the principal and secondary.

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