It is an tragedy for you if you cann’t manage your credit card very well, because it can ruined your life. Using a credit card is easy and enjoyfull, but one’s you must remember maybe a credit card can influence, it means that you make all easy in using your money. Currently,the incentive banks offer credit cards to consumers. Sometimes the way they are with the offer, to call the house or offer credit cards through hand phone.
Credit card is financial instrument that makes something easy and savety. But theconsumer must be understood according to the name, credit card loans is fixed. Often the credit-credit, when the debt then there must be a
description on how to pay. The smart consumer should have a clear financial plan.
So that look not nice if we have a lot of loan by using credit card. Sometimes we using credit card because we follow-friend or follow-up  trend at this time and we not realize the impact of future.
This some error that maybe you do in using a credit cards, such as :

1. take more than one card in your wallet,way like this can created your shopping soul, so your work is shopping…..shopping…..and shopping, why I can say like that because in your minds ceate some thingking that you have a much money in your wallet even it just a cards. When you feel heavy with a credit card bill, it is better to storeonly a credit card in your dresser drawer until the bill actually paid.
2. Increase your credit card limit, but you rarely use it,means that you make new limit more high but you rarely use it because you affraid about the payment if you use your card over limit and you afraid cann’t pay it.

3. Just pay minimum payment,means that you just pay minimum from your bill because your card is more than one, so if you pay it all you don’t have money at all.Therefore, pay your debt more than the minimum amount must be paid. At least,30 percent of the amount billed. When you get a bonus, prioritize to pay off your debt first.

4. Late pay your bill if you do this thing you will get some fine and more interest so it will incriminatory you to pay, so it better for you to pay your bill regular every month and don’t late.